ANALISIS DEPOSITO MUDHARABAH BANK SYARIAH DI INDONESIA Tahun 2012 - 2016

Abstrak

This study entitled "Analysis of Bank Syariah Mudharabah deposits in Indonesia Year
2012 - 2016". This study aims to analyze the factors that influence the development of the
collection of deposits Mudharabah at Bank Syariah in Indonesia January 2012 to December
2016 The analysis model is a model of Autoregresive Distributed Leg (ARDL), with a data time
series January 2012 to December 2016 sourced from Statistics Indonesia, the Financial Services
Authority and Bank Indonesia. Statistical testing include t-test, F test and R-square (coefficient)
and test the classical assumption of Heteroskidastity and autocorrelation.
Based on the test results F External and Internal Factors (Variable Spread, Production and
Inflation Index, Rupiah exchange rate variable, the gold price and the Indonesian Sharia
Stock Index) on a long-term significant influence amounted to 95,91 %
against Mudharabah deposits. In the short term a significant influence amounted to
48,5% against against Mudharabah deposits. T test results variable Inflation, Production Index
(t, t-1, t-2), Exchange Rate, and ISSI (t-1) in the short term a significant influence on the
accumulation of Mudharabah deposits and other variables are not significant.

Keywords: Mudharabah, ARDL, Spread, ProductIndex, Inflation, Exchange Rates